:root{--bg:#FFFFFF;--bg2:#F4F6FA;--text:#303846;--muted:#596577;--brand:#102F63;--brand2:#FF7900;--radius:14px}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;background:var(--bg);color:var(--text);line-height:1.6}
a{color:inherit;text-decoration:none}
.container{width:min(1100px,92%);margin:0 auto}
.header{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.92);backdrop-filter:blur(10px);border-bottom:1px solid #102f6318}
.nav{display:flex;align-items:center;justify-content:space-between;height:68px}
.logo{display:flex;align-items:center}
.logo img{display:block;width:168px;height:auto}
nav{display:flex;align-items:center;gap:26px}
nav a{color:var(--muted);transition:color .2s}
nav a:hover{color:var(--text)}
.menu-btn{display:none;background:none;border:0;color:var(--text);font-size:1.6rem;cursor:pointer}
.btn{display:inline-block;background:var(--brand2);color:#fff!important;padding:13px 26px;border-radius:999px;font-weight:600;border:0;cursor:pointer;font-size:1rem;transition:transform .2s,box-shadow .2s}
.btn:hover{transform:translateY(-2px);box-shadow:0 8px 24px #ff790044}
.btn-sm{padding:8px 18px}
.btn-ghost{background:transparent;border:1px solid var(--brand);color:var(--brand)!important}
.hero{padding:110px 0 80px;text-align:center;background:radial-gradient(circle at 50% 0,#102f6315,transparent 60%)}
.eyebrow{color:var(--brand2);font-weight:700;letter-spacing:.08em;text-transform:uppercase;font-size:.85rem}
h1{font-size:clamp(2.2rem,6vw,4rem);line-height:1.1;margin:16px 0}
h1 em{font-style:normal;color:var(--brand)}
.lead{max-width:640px;margin:0 auto 32px;color:var(--muted);font-size:1.15rem}
.actions{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}
.stats{list-style:none;display:flex;justify-content:center;gap:48px;margin-top:64px;flex-wrap:wrap}
.stats strong{display:block;font-size:2rem}
.stats span{color:var(--muted)}
.section{padding:90px 0}
.alt{background:var(--bg2)}
h2{font-size:clamp(1.7rem,4vw,2.4rem);margin-bottom:10px}
.sub{color:var(--muted);margin-bottom:40px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:22px}
.card{background:var(--bg);border:1px solid #102f6318;border-radius:var(--radius);padding:28px;transition:transform .2s,border-color .2s}
.card:hover{transform:translateY(-4px);border-color:var(--brand)}
.icon{font-size:2rem;margin-bottom:12px}
.card h3{margin-bottom:6px}
.card p,.steps p{color:var(--muted)}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.checks{list-style:none;margin-top:18px}
.checks li::before{content:"✓ ";color:var(--brand2);font-weight:700}
.panel{height:260px;border-radius:var(--radius);display:grid;place-items:center;font-size:5rem;color:#fff;background:linear-gradient(135deg,var(--brand),#1a4b91);border:1px solid #102f6318;box-shadow:inset -12px -12px 0 #ff7900}
.steps{list-style:none;display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:22px;margin-top:36px}
.steps b{display:grid;place-items:center;width:40px;height:40px;border-radius:50%;background:var(--brand2);color:#fff;margin-bottom:12px}
.cta{text-align:center;background:radial-gradient(circle at 50% 100%,#102f6312,transparent 60%)}
.form{max-width:520px;margin:0 auto;display:grid;gap:14px}
.form input,.form textarea{width:100%;padding:14px;border-radius:10px;border:1px solid #102f6330;background:var(--bg);color:var(--text);font:inherit}
.form input:focus,.form textarea:focus{outline:2px solid var(--brand2)}
.footer{border-top:1px solid #102f6318;padding:26px 0;color:var(--muted);font-size:.9rem}
.footer .container{display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}
@media(max-width:768px){
  .menu-btn{display:block}
  nav{display:none;position:absolute;top:68px;left:0;right:0;flex-direction:column;background:var(--bg);padding:20px;border-bottom:1px solid #102f6318}
  nav.open{display:flex}
  .two-col{grid-template-columns:1fr}
}